John Sancilio

NMLS # 271343


John Sancilio
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John Sancilio

John Sancilio

Mortgage Calculators

Loan Programs


About John

John is a lifelong resident of Hampton Roads and is a Senior Loan Officer and owner of Bay Mortgage, LLC. He is a licensed mortgage loan originator and has helped clients purchase and refinance their homes for more than 28 years.

With his product knowledge and experience, John assists his clients in obtaining the right loan to achieve their short and long term goals.

John strives to create lifetime clients and to cultivate referrals by ensuring his clients receive the care, advice, and expertise they deserve so they may enjoy their home financing experience.

Contact John

John Sancilio

NMLS# 271343
One Columbus Center Ste 600
Virginia Beach, VA 23462
State Licenses: VA

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

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