Bay Mortgage has access to wholesale pricing not available to the general public. Because our business structure is efficient and cost effective, we consistently offer competitive pricing to our clients.

We work with the wholesale side of banks, large mortgage lenders, and niche mortgage lenders and offer a wide range of products and programs to help our clients find the perfect fit including fixed-rate mortgages, adjustable-rate mortgages, interest-only loans, stated income loans, one-time close contruction-perm loans, and extended lock programs.

Bay Mortgage is extremely proud of its excellent client care record. Our seasoned team of professionals and our proactive procedures help ensure our client's experience with us is productive and pleasant.

We appreciate the opportunity to work together and look forward to helping you structure your mortgage so that it provides a foundation to help you achieve your life goals- whatever they are. Contact us now and discover a better financial environment.